दिल्ली पुलिस की सेंट्रल डिस्ट्रिक्ट साइबर पुलिस ने एक ऐसे साइबर फ्रॉड सिंडिकेट का पर्दाफाश किया है, जिसकी जड़ें सिर्फ भारत ही नहीं, बल्कि दुबई और यूनाइटेड किंगडम तक फैली हुई थीं।

महज़ ₹10,000 की साइबर ठगी की शिकायत से शुरू हुई जांच ने करीब ₹70 करोड़ के म्यूल अकाउंट नेटवर्क का खुलासा कर दिया।

इस हाई-प्रोफाइल ऑपरेशन में कुल 10 आरोपियों को गिरफ्तार किया गया, जिनमें सूर्योदय स्मॉल फाइनेंस बैंक का एक मैनेजर और इंडसइंड बैंक के चार अधिकारी और सहयोगी भी शामिल हैं।

पुलिस ने आरोपियों के कब्जे से 248 बैंक अकाउंट किट बरामद किए हैं। शुरुआती जांच में सामने आया है कि इन खातों का इस्तेमाल देशभर में होने वाली साइबर ठगी की रकम को छिपाने और आगे ट्रांसफर करने के लिए किया जाता था।

INCIDENT OVERVIEW & BRIEF FACTS

The investigation originated from a complaint lodged by a resident of Punjabi Basti, Baljeet Nagar, Patel Nagar, Delhi. The complainant reported that he was lured by unknown fraudsters offering online work-from-home freelancing opportunities on social media. On the pretext of job registration and account processing fees, the victim was induced to transfer ₹10,000 in multiple instalments, after which the fraudsters blocked him and deleted all messaging chats.

Following an inquiry into the complaint (NCRP Complaint No. 30805260037028), FIR No. 33/2026 U/s 318(4)/319(2)/61/112/3(5) BNS was registered at PS Cyber Central District.

Technical examination of the transaction trail revealed that ₹5,000 of the cheated amount, through multiple layers, landed in an Axis Bank current account opened in the name of a shell entity, "Damion Traders." The address of the proprietor and shell entity was not traceable. Digital profiling and analysis of linked emails and financial trails led the investigative team to field recruiter Mohit Soni, who was arrested on 08.07.2026. His arrest and subsequent technical recoveries exposed an organized, multi-layered international racket running a supply chain of pre-activated mule bank accounts used in cyber fraud operations in India, Dubai, and the UK over the past 3–4 years.


TEAM AND OPERATIONS

To ensure a thorough and meticulous investigation into the complaint and identify the persons involved, a dedicated investigative team comprising SI Kamlesh Kumar, SI Deepak, SI Ankur Sejwal, HC Sandeep, HC Paramveer and W/Ct. Megha was constituted under the leadership of Insp. Yograj Dalal, SHO/PS Cyber, under the supervision of Sh. Saurabh A. Narender, ACP/Paharganj, Central District.

MODUS OPERANDI: THE "BANK KIT FACTORY" & BANK INSIDER INVOLVEMENT

The investigation exposed a structured system of procuring and selling mule accounts across Delhi-NCR:

• Recruiters identified gullible individuals and obtained their identity documents.

• Fake proprietorships and shell business entities such as "Damion Traders" were created.

• Principal coordinator Dishant Khanna colluded with bank staff to facilitate quick account opening.

• Suryoday Bank Manager Kundan Kumar accepted ₹75,000 as gratification (including ₹55,000 credited directly into his personal account).

• Officials and agents of IndusInd Bank facilitated account opening in exchange for cash kickbacks and insurance policies.

• Complete bank account kits comprising internet banking credentials, debit cards, cheque books, passbooks, fake company stamps and registered SIM cards were stockpiled at a rented premises in Shalimar Bagh.

• These activated corporate bank kits were sold to cyber fraud syndicates operating across India and overseas in Dubai and the UK.

• The India-based absconding kingpin and UAE-based mastermind are being traced. Look Out Circular has been issued.


INVESTIGATION AND BREAKTHROUGH

Following technical tracing of the beneficiary Axis Bank account:

• Mohit Soni was arrested on 08.07.2026.
• The original bank kit of "Damion Traders" was recovered.
• Technical evidence led to co-recruiter Yogesh Kumar and mule account holder Ranjeet Damion Ekka (09 current accounts in his name) who was also arrested on 08.07.2026.
• A raid at Shalimar Bagh resulted in the arrest of principal coordinator Dishant Khanna and associate Mridul on 14.07.2026
• The raid led to recovery of:
• 248 complete bank account kits
• 38 SIM cards
• 22 mobile phones
• 28 fake company stamps
• 55 bank debit/credit cards
• ₹1,00,000 cash
• One Maruti Brezza car
• Digital evidence including WhatsApp chats and cash deposit receipts exposed involvement of corrupt bank officials, leading to arrest of Suryoday Bank Manager Kundan Kumar and apprehension of four IndusInd Bank officials/associates on 20.07.2026.


NAME AND PROFILE OF ACCUSED PERSONS (10)

Arrested Syndicate Members & Bank Official

Arrested Syndicate Members & Bank Official:
1. Dishant Khanna (Age 36), R/o Shalimar Bagh, Delhi.
(Principal Coordinator & Racket Mastermind)

2. Kundan Kumar (Age 35), R/o Uttam Nagar, Delhi.
(Bank Manager, Suryoday Small Finance Bank, Gurugram Branch)

3. Mohit Soni (Age 26), R/o Haider Pur, Delhi.
(Main Syndicate Member & Mule Recruiter)

4. Yogesh Kumar (Age 35), R/o Haiderpur, Delhi.
(Syndicate Member & Mule Recruiter)

5. Ranjeet Damion Ekka (Age 41), R/o Shalimar Bagh, Delhi.
(Mule Account Holder & Shell Firm Owner - 09 Current Accounts registered in his name)

6. Mridul (Age 22), R/o Indira Park, Uttam Nagar, Delhi. 09.07.2026
(Syndicate Associate & Infrastructure Handler)


IndusInd Bank Personnels & Associates (IndusInd Bank Racket): 20.07.2026
7. Ms. Komakshi Sharma, R/o Dwarka Sec-22 Delhi.
(Lady Bank Manager, IndusInd Bank, Dwarka Sec-22, Delhi, Apprehended & Bound Down for facilitating).

8. Smt. Payal Setia, R/o Nawada Uttam Nagar, Delhi
(Lady Deputy Bank Manager, IndusInd Bank, Dwarka Sec-22, Delhi, Apprehended & Bound Down for facilitating)

9. Ms. Shristi, R/o Dwarka Sec-3, Delhi.
(Lady Bank Teller, IndusInd Bank, Dwarka Sec-22, Delhi, Apprehended & Bound Down for facilitating)

10. Mr. Chirag Bhatia, R/o Paschim Vihar Delhi.
(Insurance Agent associated with IndusInd Bank, Dwarka Sec-22, Delhi, - Apprehended & Bound Down for facilitating & routing money via insurance products).


RECOVERY EFFECTED

• 248 Complete Bank Account Kits
• 38 Registered SIM Cards
• 22 Mobile Phones
• 28 Fake Company Rubber Stamps
• 55 Bank Debit/Credit Cards
• ₹1,00,000 Cash
• 01 Maruti Brezza Car


PAN-INDIA & INTERNATIONAL LINKAGES

Financial analysis revealed:

• Over ₹70 Crore routed through 248 recovered bank accounts.
• Direct linkage with 156 NCRP complaints.
• Complaints spread across 19 States/UTs:
• Andhra Pradesh
• Assam
• Bihar
• Chhattisgarh
• Delhi
• Gujarat
• Haryana